A digital token is a unit of a digital currency, such as a bitcoin. It is worth noting that some of these tokens are, used for specific ecosystems, and those are frequently, referred to as utility tokens. Other digital tokens are essentially securities.

White Paper

The developers who create digital currencies usually provide white papers for these innovative assets. These documents generally offer comprehensive information on the digital token in question, as well as its underlying technology.


Shorting an asset, also known as taking a short position, means making a bet that the asset will fall in value. Traders can use several methods to short digital currencies, including futures, options and margin trading.

Investors considering this method should keep in mind it involves a lot of risk, especially with cryptocurrencies because of their volatile nature.

Long/Long Position

Going long, also known as taking a long position, means making a wager that an asset will rise in value. If a trader purchases a digital currency like bitcoin, for example, they are making a bet that the cryptocurrency will appreciate.

While simply buying digital currency is one example of taking a long position, there are other methods available. For instance, traders can leverage options and futures.

Public Key

A public key is an address where an investor can receive digital currencies. This public key, like the private key, is a combination of numbers and letters.

Private Key

A private key is a piece of information presented as a string of numbers and letters that an investor can use to access their digital currency.

Mining Incentive

The mining incentive is a reward that miners get for confirming transactions and mining them in to blocks. Verifying the transactions of the bitcoin network, for example, requires specialized hardware and substantial electricity, so miners are, compensated with a mining incentive.


Mining is the process for creating new units of a digital currency. For example, the bitcoin network releases new bitcoins every time a block is, mined. In this instance, mining involves confirming transactions and combining them in to blocks.

This verification requires hardware and electricity, and miners are, rewarded with digital tokens for contributing these needed resources.

Market Cap

Market cap is short for market capitalization, which is a term for total market value. The market cap of bitcoin, for example, is the number of BTC outstanding multiplied by the digital currency’s price. The term can also be, used to refer to a group of digital currencies.


Exchanges are, just marketplaces where traders can make digital currency transactions. If a person wants to buy bitcoin, going to an exchange is the fastest way to accomplish this objective.

Distributed Ledger

A distributed ledger is a system of recording information that is simply distributed, or spread across, many different devices. The blockchain, for example, is a distributed ledger that was originally, created to keep track of all bitcoin transactions.


Escrow refers to a third-party holding financial resources on the behalf of other parties. A third-party would hold funds in escrow when the other entities involved in a transaction may not trust each other.


Cryptography is the process of encoding and decoding information so that would-be observers are unable to understand the information being, sent.


In crypto, arbitrage refers to taking advantage of the price difference between two different exchanges. If bitcoin is selling for £8,950 on one exchange and £9,000 on another, a trader can buy the digital currency on the first exchange and sell it on the second for a modest profit.


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Before getting started with mining cryptocurrency, you should set yourself up with a few mining toys. When you have everything up and running, mining becomes rather easy because everything happens automatically. The only thing left to do is pay your electric bills at the end of each month. The list below highlights the particulars you need for mining.

  • Get a crypto wallet.
  • Make sure you have a strong Internet connection.
  • Set up your high-end computer in a cool location. If you cannot afford one, you can always assemble a mining rig.
  • Select the hardware to use based on the cryptocurrency you want to mine.
  • If you want to mine solo (not recommended), download the whole cryptocurrency’s blockchain. Be prepared; for mature crypto, downloading the whole blockchain may take days.
  • Get a mining software package.
  • Join a mining pool.
  • Make sure your expenses are not exceeding your rewards.

Mining profitability can change drastically based on cryptocurrency value, mining difficulty, electricity rates, and hardware prices at the time you are setting up your mining system. You can go to mining websites to see which are best to mine at a given time. As of September 2018, for example, the most profitable cryptocurrency to mine was Verge (XVG), while Bitcoin was, ranked number seven.

Different types of cryptocurrencies may require different types of hardware for best mining results. However, for cryptocurrencies without dedicated hardware, such as Ethereum, graphics processing units (GPUs) are good enough to process the transactions. Of course, GPUs are still slow at mining compared to mining farms.

Mining software handles the actual mining process. If you are a solo miner, the software connects your machine to the blockchain to become a mining node or a miner. If you mine with a pool, the software connects you to the mining pool. The main job of the software is to deliver the mining hardware’s work to the rest of the network and to receive completed work from the other miners on the network. It also shows statistics such as the speed of your miner and fan, your hash rate, and the temperature. Again, you must search for the best software at the time you’re ready to start. Here are some popular ones at the time of writing:

Mining Softwares

Ethminer: Ethminer is the most popular software to mine Ethereum. It supports GPU hardware such as Nvidia and AMD.

CGminer: CGminer is one of the oldest and most popular examples of Bitcoin mining software. You can use it for pools like Cryptominers to mine different altcoins. It supports ASICs and GPUs.

XMR Stak: XMR Stak can mine cryptocurrencies like Monero and Aeon. It supports CPU and GPU hardware.


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The President of Kenya, Uhuru Kenyatta, has highlighted blockchain as a key aspect of collaboration between the government of Singapore and the government of Kenya during the Afro-Asia Fintech Festival 2019, which took place in Nairobi, Kenya. This is in a bid to increase the popularity of blockchain use cases across our country.

In a speech at the festival, president Uhuru Kenyatta, highlighted the key areas where the collaboration between the Central Bank of Kenya (CBK) and the Monetary Authority of Singapore, which is the Central Bank of Singapore (CBS), would immediately, be implemented.

As highlighted by the president, the signing of the Memorandum of Understanding between the two governmental bodies sets for foundation for joint innovation projects on the application of key emerging technologies in the following areas: Digital mobile payments, Blockchain technology, Big Data, Artificial Intelligence.

The president also highlighted the M-PESA innovation, the Stawi loan product for MSMEs, and the Digital Technology Blueprint which as a template for other African nations, which was, launched in Kigali, Rwanda.

The president has set out on a quest to create a conducive environment for new technologies like cryptocurrency, among others to hatch in our country. Crypto currencies like Ubricoin which have been seeing much success are gaining popularity with Kenyan businesses and will soon be as widely used as a mode of payment just like the Lipa Na Mpesa platform. Buy Ubricoin right now.


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A few years ago, Mutai was working odd jobs on farms in rural Kenya. Now he is a cryptocurrency miner in Nairobi. Mutai began researching cryptocurrencies last year. He says he was curious about what was making these alternative coins drive. There were already many Bitcoin miners. Instead, Mutai started mining Ethereum, a similar but less well-known cryptocurrency. For him, internet-based currencies are revolutionary. They open up a world of finance that might not have been accessible for a self-taught tech-obsessed kid from Kenya with no college degree. It is also a nefarious world of online hucksters and frauds. Mutai takes the chance. Is the gamble worth it?

Essentially, a cryptocurrency is an encrypted digital coin. Transactions made with these digital coins are, added to a growing database known as a blockchain and that is where the miners come in. concisely, mining cryptocurrencies is supporting the network, helping the verification, and adding of transactions to the whole blockchain database. Put simply, instead of companies like VISA and Mastercard securing transactions miners do.

How then does Mutai make money? There’s something known as a Hashrate, which is basically how fast can you verify transactions, and eventually help the transactions to be added to the block. The more powerful your computer, the more transactions you can verify, the more money you can make. Then for every transaction verification, you get something called a share, which is, translated into the cryptocurrency that you are mining. It can be a lucrative business. Cryptocurrencies have soared in the last year. At the start of 2019, Bitcoin was worth $966. Now it has smashed the $12,000 mark. Ethereum has also shot up standing at an also all-time high of $225.

Mutai says he makes about $800 each month. Once the mining machine is up and running, aside from the regular power-cuts, he can kick back and let the computer do the work. However, the huge amounts of electricity needed to run the sort of powerful computers capable of mining can be a hindrance. But all in all, it is a worthy gamble that can pay off in huge rewards


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Human beings have developed a kind of knee-jerk reaction whenever they are presented with ideas that seem too good to be true. They will jump into conclusions that whatever it is, if it is masked under a slogan of helping people attain wealth or improve their general wellbeing, it is a scam or a pyramid scheme. And the assumptions have been right for a majority of times but not today, so thank God it’s Friday. Let me enlighten you about Ubrica’s program to boost university science and provide technology parks for the young tech enthusiasts with no platform in which to turn their ideas into actionable knowledge and commercial technology.

What we are used to are hubs which mostly host people working out of a computer, and so the cost of supporting these young minds is limited to internet access, space for operations, colleagues for insight. And in the fruition of your startup, you get to hand over a percentage of your startup to the so called hubs and then they call it helping the youth, except it’s more like exploiting.

Ubrica will change this whole norm with Ubricoin. Ubrica would like to fund the construction of Technology Parks which are geared towards sharing of knowledge, promoting and encouraging innovation an advancing research to viable commercial products. Imagine having a world class tech lab at your disposal with all resources available. A place where you can finally begin the development of that space ship that has been a burning flame in the back of your mind. Having a dedicated area for testing its practicality and its limits. That is what Ubrica has promised. And I don’t want to blow your mind but Ubrica is generous and does not wish to merely build one state of the art technology facility.

Our higher education institutions are greatly under resourced and this comes as a welcome initiative to better the lives of the young brilliant minds in these institutions. This parks are not limited to universities, but they are a platform where the government and private companies may collaborate as well because it will also serve as a pool of skilled, talented labor for prospective employers. This move is set to promote and facilitate business development and entrepreneurship by bringing researchers together with experienced entrepreneurs and investors to form companies for commercializing university technology.

Ubrica is bringing to the world a second chance. A shot that many have been deprived of due to the simple lack of financial support, mentorship and protection from scammers on intellectual property. Ubrica will ensure that patents and copyrights remain with the founder and will register successful startups in their database, which is available to the masses in order to catalyze relations between startups and investors. I didn’t want to blow your mind but Ubrica simply couldn’t help it.


This token gives you access to the Ubrica ecosystem where disease does not hold you hostage for your lack of funds. Ubricoin is set to decentralize global health by providing high quality life science and health production in the world.  It will help in collecting crucial data in health, nutrition information, and diseases. It will incorporate artificial intelligence (AI) to facilitate the gathering and use of global health. I bet you are feeling healthy already. Well it gets better, the improved AI will also assist in developing early disease detection algorithms, make the monitoring of diseases and health as a whole easier and more efficient, effect and impact evaluation of health programs, improve data security and facilitate accurate and quick diagnosis.

In order to explain the benefits of Ubricoin we have to think about the stakeholders of the coin. We have two types of stakeholders who directly benefit from UBN:


Those visible and readily identifiable parties with a stake in the firm’s existing operations: investors, directors, staffs, manufacturers and suppliers listed on Soko Janja, consumers, health providers at URCCs and BMIC and consumers of health in URCCs and BMICs. Researchers in STPs.


Those who are disconnected from the project its self: marginalized the voiceless, disinterested, nonhuman, illiterate, the poor, the isolated and the divergent.

Ubricoin aims at changing the external environment by including the distant voices from the fringe stakeholders who are most of times neglected in our society. This will help us understand the concerns of distant and diverse stakeholders. Including the fringe stakeholders allows Ubrica to understand the complex and evolving issues that may potentially affect the basis of its future and addressing them. Ubricoin gives us an opportunity to build an incentive structure for goodwill and excellence.

We will therefore focus on giving incentives to traditionally marginalized hardworking people who contribute knowledge for the betterment of humanity.


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Investing in cryptocurrencies does not require having overly huge amounts of cash. The good thing is you can buy cryptos with as little as Ksh100. Cryptocurrencies, like we have said before, are digital currencies which have monetary value.

So ‘to get started,’ you will need to buy or exchange your money for cryptocurrencies. For example at the time of this writing, Ubricoin goes for $1 per coin, so to purchase say 100 Ubricoins you will need $100, which, when translated, comes to about KShs 10,000.

If you do not have capital however, this should not lock you out from getting some cryptocurrencies. There is a plethora of cryptos out there, for your choosing. All with different prices market caps and potential.

You need to have a digital wallet, where you can keep your digital currencies. The wallet comes with send, receive and back up options. This acts as your doorway to transactions.

To receive funds on, say your Trust wallet, you will have to provide the sender with your wallet address, which acts like your bank account number, or as a mobile number for your MPESA or mobile money. In your wallet, you will also find the backup option. It is advisable to back up your wallet’s private and public keys in a secure offline location, probably on paper or on a flash disk. You would not want to be the unfortunate person who lost access to his or her crypto wallet that had a total savings of a million dollars in the year 2025. With crypto anything is possible, I have seen it happen. So be vigilante and take care of your investment.

NB: Remember; never invest what you cannot afford to lose. This investment comes with risks just like any other investment out there.


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The most popular process of earning cryptocurrency is known as mining. This process involves ‘miners’ verifying transactions of the particular cryptocurrency in a blockchain. In other cases, ‘miners’ create new blocks which contain a bundle of transactions. The process, however, is not simple due to the tough mathematical problems that miners solve as “proof of work.”

Eugene Mutai is a popular Kenyan cryptocurrency miner. Mutai describes internet-based currencies as revolutionary as they open up a financial/economic world to more than just financial experts. Mutai is a self-taught tech expert who saw the potential of cryptocurrency when most people in the country had no idea what it means. He decided went from doing farm jobs at the village to become a part of one of the most revolutionary concepts in this age.

Instead of mining the most popular coin, Bitcoin, Mutai opted for Ethereum, which was less difficult to mine. This was back in 2016. Today, Mutai says that it was a risk worth taking and that one must always remain aware of the risks of the online world. Just like there are authentic miners, there are hucksters who would do anything to get these cryptocurrencies.

Also, mining cryptocurrencies require some investment. The most necessary is a powerful computer that will ensure you make the most transactions at ease. The computer does most of the work and determines the Hashrate (how fast you can verify transactions) of a miner. While powerful computers are reliable, they require huge amounts of electricity. For Mutai, electricity costs are about 20% of his earnings. There is also the disadvantage of an unreliable power supply especially in Kenya and other developing nations. This disadvantage slows down the process and, in turn, affects the income.

On average, Mutai makes about $800 per month (Ksh 80,000), an amount he would never have made if he did not take the risk of investing in cryptocurrency. As a self-taught tech expert, Mutai constructed his powerful computer that he uses in his apartment in Nairobi. The journey into tech prepared Mutai for the cryptocurrency world that would require determination to learn without professional help.

Get in on crypto currency and stand to earn fortunes at the comfort of your home. A good suggestion for cryptos that are doing good in Kenya right now is Ubricoin. Get some Ubricoin and start trading cryptocurrency.


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Julie Kwatch. 2018. How to mine Cryptocurrency in Kenya – Make money with modern technologies.


The sale of Ubricoin will be done in four distinct phases each aimed at raising adequate funds to support the implementation of Ubrica projects.

Phase 1

Private sale in this phase we will issue 100 million UBNs. The funds raised will be, used for the design of the URCCs. Desktop research will be, carried out to determine the structure and requirements needed to construct the URCCs. Field research and visiting the sites will be, done to determine suitable areas for constructing the URCCs. We will also do environmental studies and acquire permits. We will also do marketing to create awareness and identify doctors who will be running the clinics. Public outreach and evaluation will be, carried out to understand the scope of the project. User’s research will also, be done to determine our target audience and capacity for utilization of health services in each county. User’s studies will include consumers of care, providers of care and payers of care. This will help in determining the optimal number of clinics for each county. Counties with greater population may require more than two URCCs. We will develop a program for quality training; this will help improve the quality of care that will be, provided in the clinics. The identified doctors who will own the clinics will go through continuous professional development. A fraction of the funds raised in this phase, will be, used for project planning i.e. getting proper legal document, permits and doing feasibility studies.

Phase 2

Presale, we will issue 300 billion UBNs in this phase. These funds will be, used for the development of URCCs. We will hire consultants, architects, engineers, planners, construction security personnel and IT professionals. This team will be responsible for planning and generating of construction documents for different counties.

Phase 3

Crowdsale In this phase, we will issue 1 billion UBNs on October 1, 2019. This will help us in acquisition of land and their title deeds thereof for the implementation of the URCCs project. This land will be, sourced from different counties in Kenya. Our goal is to ensure that we at least have land in all the 47 counties to effectively, start the construction of the URCCs. These funds will also, be used to purchase clinical equipment required in the clinics.

Phase 4

Token Generating Event We will issue 600 million UBNs for management of the URCCs. We will issue mortgages to the doctors who will own the URCCs. The mortgages will make it easy for fresh graduate to own clinics. Some of the funds raised will be, used in an incentive program. We will reward health professionals with Brevis for provision of quality of care. We will also issue tokens to individual with good health seeking behaviors. These incentives are, meant to improve the quality of care and as motivation to the Doctors. Offering token to the patients will lead to early disease detection and prevention of diseases.

Assist our vision by purchasing Ubricoin on the link provided below.


The Ubrican. 2019. Medium. Phases of the Coin Sale-Ubricoin.


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Ubricoin is a cryptocurrency and therefore all transactions are peer to peer. It operates on a decentralized systems designed to allow online users to process transaction through digital units from anywhere in the world.

Ubricoin brings us a solution to decades of problems, and the least of those problems is carrying that bundle of notes that you can’t find a place to put. However, Ubricoin has got you covered on that too. This ERC20 token has come to relieve a defaced health system. Transparency, security, traceability, efficiency and cost saving are the foundations on which the Ubrica project will be implemented to better people’s lives and provide a better quality of life.

Blockchain technology for global health

Below are a few benefits you stand to gain by adopting this crypto over fiat currency.

No Third-party Interruptions

It is a peer-to-peer transaction. Banks, Governments and other financial intermediaries cannot interrupt user transactions or place freezes on Ubricoin accounts.

Low Transaction Fees

Ubricoin transactions have no intermediary institutions or government involvement; the costs of transacting are, kept very low.

Global Mobile Payments

Ubricoin users can pay for their coins from anywhere they have Internet access. You never have to travel to a bank or a store to buy a product.

Purchases Are Not Taxed

One of the major advantages of Ubricoin is that sales taxes are not, added onto any purchases. Since there is no way for third parties to identify, track or intercept transactions.

Unlimited Health Cover.

Individual holders of Ubricoin will receive a smart contract to use health services at the URCC at the time of need.


The Ubrican. 2019. Here,s Ubricoin best use cases. Medium. Retrieved d=from


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