This is an online shopping platform from Ubrica, that majorly focuses on sale of local produce in order to generate wealth for the people of Kenya. A vast majority of the modern world likes shopping online and through this online retail stores easily thrive.

Why an online store?

To answer this question, we have to look at the current state of market. The informal sector or the local market houses 80% of the employed population in Kenya. With this in mind, one would expect a conducive environment so as to encourage maximum functionality of the traders. Ironically, the market place is one of the most unsafe, unhygienic and neglected places in Kenya. It is the one place that the government adamantly refuses to spend substantial funds on and they turn around and impose hefty taxes on the traders.

Below are some of the problems faced by local traders:

  • High taxation

The county government in Kenya imposes exaggerated taxes on the market traders. The market traders do not often make enough money to meet the government demands.

  • Battering by county government

In Kenya, battering of local market traders is not an uncommon concept. After imposing very heavy tax burdens, the county government results to rather uncouth and forceful measures on those who do not comply. The market traders are heavily punished through ruthless battering and then they are dismissed from the market.

  • Trading space

-Due to a higher number of market traders than available space, there tends to be very little room for adequate trading to take place. This means that market traders quite literally do not have room to expand their business.

-Traders only get space where there is no traffic from buyers.

-Some traders do not get visibility because of their location which leaves them fighting for scraps where buyers do not frequent hence making no money and the county government still expects them to pay imposed taxes.

  • Very stiff competition

There is very unhealthy inter – trader competition. This is especially common when some commodities are “in season.” Each market trader wants to sell his or her products and make a decent living for themselves so naturally, they’ll go for the products that seem to pique the interest of buyers. This leads to surplus products of the same variety flooding the market and war may break out. In simple terms, it is survival for the fittest.

  • Bullying by county government

Market traders are bullied out of opportunities and trading land for example after bribery, one trader may get evicted from their trading area so as to make room for the briber. This leaves the evicted trader jobless leading to crime or increase the rate of prostitution when the trader decides to find other means to fend for his or her family.

  • Limited bank services.

-Due to their minimal earnings, market traders are often denied loans because some banks do not believe they can afford to pay them back in time and their collateral is meagre in value.

-Some banks deny them banking services because they make very little money which does not guarantee frequent deposits into the bank.

-Some banks charge very high fees that the savings accumulated get eroded quickly.

  • Weather

-Market traders do not have shelter when it rains which means their goods suffer because they get damaged by the rain which means they have to move or close early so as to preserve their goods.

The lack of shelter also affects their health and can lead to serious illnesses such as pneumonia.

-Rain also encourages flow of sewage due to poor drainage systems, which makes market places very unhygienic and discourages customers from buying from such places.

  • Perishable goods

-Due to no preservation or refrigeration of perishable goods like fruits and vegetables, market traders experience post-harvest loss of about 80% of their produce.

  • Price instability

-The country imports almost everything from outside countries hence making the price of goods unstable and volatile leading to major losses.

-Some traders work with brokers to negotiate prices for them which is how they get duped because most brokers drive the price down to dirt cheap.

I could go on and on about the challenges faced by market traders and it’s safe to say that things are getting out of hand and there’s great need for a solution. The only viable solution is Soko Janja.

Why Soko Janja?

-Soko Janja seeks to eliminate the above problems because the only things needed for the products to go online is a very nice and clear photo of the products and produce and a brief description.

-Due to its foundation being purely online, it creates a chance for global level marketing because the internet is worldwide. This means that people from all over the world can order the products on Soko Janja.

-Soko Janja accepts payment in very many currencies, up to and including the Ubricoin. This makes it very efficient to use without the need for conversion of currencies.

-On shopping on Soko Janja, incentives are rewarded in form of brevis. This brevis can be redeemed on the site for further shopping.

-Soko Janja only markets local manufacturers and locally manufactured goods. This greatly benefits oppressed traders and gives them freedom. By registering on Soko Janja, market traders enjoy time flexibility where they can venture into other businesses or even retire early.

With economic development being the most important aspect of health improvement, Soko Janja facilitates the generation of wealth through market creation. This leads to economic growth and the poor can now be able to access quality healthcare, live in a clean and hygienic environment and buy quality food that helps boost their immunity.   

Call +254 755 844 017 to register on Soko Janja or visit Soko Janja to shop.

Buy Africa, build a healthy Africa.                    

Dr. Arikana Chihobori-Quai’s Wakanda is Ubrica One

Thanks Dr. Chihobori Quai for articulating what Africa needs so vividly! Wakanda is already here with us! Ustawi Biomedical Research Innovation and Industrial Centers of Africa (UBRICA) has already done research and developed a masterplan of how such a city would look like ( The work has already started in Kenya with engagement of both diasporas (Continental African-diaspora and African- American diaspora). All we need now is to implement the project in every African country. With the help of Dr. Macharia (, a medical doctor who has spent more than 20 years in Diaspora, with a vision to liberate Africa from neocolonialism, has come back to Kenya to show us how it is done. It’s time to unite and build the Africa we want.

Today, with the emergence of blockchain technology, we can create our own currency that is decentralized, uncensored and borderless no more bank reserves with foreign countries that controls what we own. Now we can have a single currency on block chain for the African continent (see,


New Frontier for Health Industry Biomedical Research Innovation and Industrial Centers as an Alternative Model for Human Development in Frontier Markets


After 10 years of exploration and research work, the U.S. to Africa wealth initiative (USTAWI) proposed the Ustawi Biomedical Research Innovation and Industrial Centers of Africa (UBRICA) as an alternative model for human development in frontier markets. UBRICA is a phenomenon where more and more Africans in the Diaspora, and in Africa are waking up to a deeper level of awareness that Africa’s development is the work of Africans themselves, and not the work of international development agencies. UBRICA is the phenomenon where Africans are venturing deeper and deeper into this space of awareness as a point of departure for a creative process for bringing human development in Africa into reality. The bulk of members of UBRICA are Kenyan Americans, who propose the same standard of development in Kenya that they have come to enjoy when living and working in United States. UBRICA helps to construct a language that allows Africans to communicate at this deeper level of awareness that many Africans experience, but usually do not talk about, as is not a part of the mainstream development discourse. The works of indigenous organizations owned by Africans rarely find their way to the mainstream international media. By contrast, little action by the international development institutions, receives global media coverage, even though, indigenous organizations have, by far, much greater impact on human development in the countries where they operate. UBRICA creates possibility for constructing a new language to explain such indigenous originated transnational organizations that create alternative forms of human development that have diaspora nationals of African countries and Africans in Africa leading change, and taking charge of the development of their own nations. UBRICA is also a method that is helping Africans to be more effective operating at this deeper space. The traditional method of national development in Africa, has involved African leaders taking trips to Western nations to borrow money to meet the annual budget for their respective nations. National leaders of African countries have been trained to believe that development comes from outside their nations. They have trained the people in their nations about this external source of development. This approach to development has had Africans become dependent on Western aid. In doing so, Africans overlook themselves as a source of development as they look outside of their countries for aid. In the new awareness, Africans have woken up to understand that development comes from within. UBRICA provides a method that helps to overcome the dependency on foreign aid



The Third Science, Technology, Engineering, Arts and Mathematics CampThursday December 5, 2019 – Sunday December 8, 2019


Background of the problem

Knowledge is verified or falsified information, processed and interpreted into meaning and significance, wisdom and leadership (Gilder 2013). In Africa, knowledge is not processed to turn to information that can be converted into money. Knowledge is only confined to microstate in isolated systems such as universities and learning institutions (i.e., the ivory tower syndrome). Isolated systems create a state of very low entropy. Low entropy is caused by lack of a clear channel to transport knowledge from the university to the community (See e.g., Clausius, 1899; Godel, 1931; Shanon 1948). Knowledge in the universities and learning institutions, should be turned to information that would add value to commercial products which create wealth.

Power is the ability to endow knowledge with effectiveness, providing reliable low entropy channels of law, finance and governance, or to suppress or overrule knowledge by coercion (Guilder 2013). Power in Africa is mindless. It is driven by corruption and political positions. Prosperity in an economy is brought about by dispersion of knowledge from the microstate and from isolated systems, such as the learning institutions, to the community. Dispersion creates conditions for high entropy (Clausius, 1899). The dispersal of knowledge is then complemented by equal dispersal of wealth creation and power. Creating a channel for dispersing knowledge achieves the goal of dispersing power to the communities.

In Africa, knowledge is divorced from power. When knowledge is separated from power, knowledge does not turn to information and therefore it does not turn to money. Thus, the available knowledge and people in position of power do not have economic value in the society. To create economic value and wealth we have to unify knowledge and power through science, technology, engineering arts and mathematic [STEAM] (Gilder, 2008).

Statement of the Problem

In Africa people in positions of power do not have knowledge and people with knowledge don’t have power. Knowledge is separated from power with grave consequences (Gilder, 2013). When knowledge is separated from power it does not turn into information. Knowledge, therefore, does not turn into money. Knowledge becomes money only when it becomes information. Information brings power when it turns to money.

For knowledge to turn into information we have to create conditions for high entropy. The specific problem is that the process for creating conditions for high entropy of knowledge in Kenya is not clear.

Purpose of the 3rd Entrust STEAM Camp

The purpose of this STEAM Camp 2019 is to gather class 8 and high school students and graduates in Kenya at Stephjoy Girls’ High School to teach them how they can use STEAM to unify knowledge and power. The Camp will take place from Thursday, December 5to Sunday, December 8, 2019.

The camp seeks to answer the following questions:

  1. How can we use STEAM to turn knowledge into information so that it can become money?
  2. What is the scientific process for creating high entropy of knowledge that will convert knowledge into information and information into money? 


  1. Students will learn how to use STEAM to find solutions to vexing problems of daily life.
  2. The camp will help students to select careers that can help them find profound solutions in their professional lives.
  3. Students and parents will get to know the importance of knowledge and information.
  4. Students and parents will learn how to use science for the betterment of society.  
  5. Students will learn how science, technology and mathematics convert knowledge to information and information into money to reconcile knowledge with power.

Once the students experience the practical learning session of the STEAM camp, they will be motivated to grow into creative thinkers. The students will be able to generate powerful ideas for solving real-world problems.

How we do it

We have held 2 successful camps so far, one in December 2018 and one in April 2019. Parents from all over the country bring their children to the camp for an enlightening experience. We invite professionals from different career fields to come and work with students. The professionals engage the students in the morning sessions in podium presentations. Afternoons are for practical and interactive sessions. During these sessions, we give the students a problem where they sit in groups and work out possible solutions. Evenings include panel discussions with the students and specialists from different professions.

The theme for this camp is Money, Science and Technology. The students will learn how the three work together to create profound value. The camp will use Ubricoin as a technology to illustrate how to unify knowledge and power.

Money as Information: Entropy of Knowledge

All information is surprise. Only surprise qualifies as information. Entropy is information in terms of uncertainty. The higher the uncertainty, the higher the entropy in a system, and the higher the amount of information in a system. The system between the university and the village (for example, the university science and technology park and produce value addition center in a village [USTP-PVAC system] has very high entropy). Entropy is the amount of uncertainty of knowledge in the system before the USTP sets in. Information is the knowledge that the PVAC gains after the USTP has set in the PVAC. Information is the change between what we know before university transmits knowledge to the village, and what people in the village know after knowledge is transmitted to them.

Adam Smith (1776) focused on economics of order, how a market confronted with change restored new order, a new equilibrium. Rather than economics of order, knowledge economy relies on mathematics of randomness, a rigorous mandate for freedom of choice. When we strip all the baggage, we arrive at the concept of probability. All we need is certain randomness that there is uncertainty to the outcome. Key concept of information is probability, a genuine randomness that cannot be explained by anything more fundamental not caused by anything. For a given set of largely observable properties of knowledge, every possible configuration of elements of knowledge that could give these properties is equally likely.

Shannon defined information in terms of binary digits (bits) and measured information by concept of information entropy, or unexpected or surprising bits. Information entropy is governed by a logarithmic equation that derives its power from the Rudolf Clausius (1865) second law of thermodynamics, that entropy tends to be maximum. Shannon’s entropy in a system is maximum when all bits in a system are equally improbable and cannot be further compressed without loss of information.

Linear economics of disorder, disequilibrium and surprise could explain and measure the contribution of entrepreneurs (Guilder, 2013). For a given macrostate of knowledge, all microstates consistent with its elements of knowledge properties are equally likely. For some macrostates of knowledge, there are lots of different microstates of elements of knowledge that lead roughly to the same properties.  While other macrostates can be produced by only a few microstates. If we leave the system alone, it will eventually try all microstates possible. All arrangements of elements of knowledge will eventually happen spontaneously.

Instead of elements of knowledge being distributed by position space, a macrostate of knowledge is really defined by how elements of knowledge are distributed through the phase space. The average distribution of an element of knowledge in a single individual in a phase space defines the knowledge properties of the system. If we leave a system long enough, its elements of knowledge will find their way and combine in all different possible forms. The vast majority of possible distributions of knowledge elements leave the system in a state in which knowledge is maximally spread out.

In knowledge entropy, the only special arrangement of elements of knowledge that change entropy are the ones that change knowledge properties. The macrostate that defines knowledge equilibrium is by definition the one with most microstates of elements of knowledge, the maximum entropy, assuming we do not force the system from outside, say by government interference. In a system with a clear channel of flow of knowledge, the probability of all elements of knowledge gathering in the same corner, say in a university is very low. Entropy is thus a measure of freedom of choice of where knowledge will go. When the probability of elements of knowledge gathering in the same corner is not zero, it gives rise to an ivory tower, where there is no freedom of choice of what to do with the knowledge.

Entropy is a measure of the number of positions that a state can occur. In this case, we define position of a state as an element of knowledge carried by a particular individual. In the example below (Figure 1 a and b), one sphere contains five elements knowledge and the other one contains zero elements of knowledge. Let us consider that the spheres on the left side to represent elements of knowledge in the university and spheres on the right represent knowledge in the community (say in the village). In panel (a) sphere contains 5 units of elements of similar knowledge, while the next sphere contains zero. There is immense knowledge in the university and negligible knowledge in the village. A state where all elements of knowledge are in the same sphere, has the lowest entropy because there is only one way the elements can combine.  In this state knowledge is said to be in ivory tower, and has the lowest entropy.

In panels (c) and (d) there five different ways that elements of knowledge in the university can combine with elements of knowledge in the community. In the panel (e) and (f) there are many different ways the elements can combine. When there are many ways that elements can combine, the system has high entropy. The more evenly the elements are distributed between the spheres, the higher the entropy. The more evenly knowledge is distributed between the university and the community, the greater the entropy. Since entropy always increases, elements of knowledge will evenly spread out the in   the university and the community if we wait long enough. When evenly spread out, elements of knowledge they will never gather again in one sphere no matter how long we wait, because entropy always increases.

Behavior of elements of knowledge is inherently probabilistic. Entropy applies to the area occupied by elements of knowledge in a nation. The concept of entropy does not apply to specific combinations of elements of knowledge. Rather, entropy applies to a measurement. Say, measurement of the area that elements of knowledge are confined to. If the elements are confined to a small area, say, a university, the system has less entropy than if they are confined to a larger area, say and entire county, a nation or the entire world through the world wide web. This is because, more combinations are possible in a larger area than in a smaller area (see figure 1 (e) and (f)). The internet is a very large area that allows very many combinations of elements of knowledge.

Each individual combination of elements of knowledge in a large area is equally likely to each individual combination of elements of in the small area. However, if we measure the area across which all elements of knowledge are spread out, then, the greater the area, the greater the number of combination positions of elements of knowledge are possible, because there are more combination positions available. The internet increases tremendously the number of combination positions of elements of knowledge from a particular university. We call widespread combination positions as macrostates of knowledge

For each possible macrostate, there are many possible combinations of positions and velocities of knowledge (microstates). The number of possible microstates is much larger for a macrostate with large area such as a county, or a nation. The internet is the largest macrostate of elements of knowledge. To maximize the entropy of elements of knowledge in a university all students and teaching staff must learn to work effectively on the internet. They must post their final published works on the world wide web.

If the number of possible microstates is larger, we say that a particular macrostate has high entropy. If number of combinations of elements of knowledge is very large on the internet, we can say that the internet has very high entropy. While, all microstates are equally likely, all macrostates are not equally likely. All individuals in a university are equally likely to produce innovations. Not all innovations are likely to become commercializable products in the real world.


Because Shannon was remorselessly rigorous and restrained, his theory could be brought to bear on almost anything transmitted over time and space. Ubricoin, UBN as a transmitter of knowledge has large capacity for works of innovation that include design, engineering, manufacturing, marketing and distribution in a PVAC. Innovation is a complex endeavor dense with information at every stage. While the managing director of a PVAC will control information on many of the stages, the ultimate success will depend on existence of UBN working as a channel through which the innovation can be consummated. UBN channel for knowledge is vital to PVACs achievements.

PVACs will need existence of a stable channel that ideas conceived by combination of elements of knowledge at one point in time and space to arrive at another point in time and space. Essential to UBN as a channel is existence of Smithian (1776) order, such that essential features of the economic system in place at the beginning of the value adding processes at the PVAC are still there at the end. This is where a stable government policy comes in.  Essential Smithian features include free trade, reasonable regulations, sound currency (cryptocurrency), modest taxation and reliable protection of property rights. Thus success of PVACs as places for combination of elements of knowledge delivered through UBN channel will need an environment that does not drastically change in these critical elements. Technology developed at PVACs can radically change but the basic elements of the environment of operation of UBN channel cannot change drastically for free entrepreneurship to occur. As such, transmission of high entropy surprising elements of knowledge requires a low entropy unsurprising channel largely free of interference such as a cryptocurrency.


In microstate, we have no control over the position and velocity of elements of knowledge. But we have to control certain properties of the channel of knowledge such as the bandwidth, quality of the signal, and the noise. Shannon formulated his channel capacity theorem thus:

C = B log2 (1+S/N). Where, B = bandwidth of the channel; S = received signal power; and N = Gaussian noise. S/N ratio means that if the received signal has low power, the channel capacity is low. If the Gaussian noise is very high, the S/N ratio is extremely low, approaching zero. Very high noise in the channel reduces the capacity of the channel C to zero.

Bandwidth is the apparent physical carrying capacity of elements of knowledge, carried in each individual. Peer to peer, boundariless cryptocurrencies have a very high unrestricted bandwidth for passing unlimited amount of elements of knowledge from the university to the community. Cryptocurrency has bandwidth billion times greater than than those possible with paper money of fiat currency.

Noise is the change in the channel. An ideal noiseless channel is perfectly linear. A cryptocurrency such as UBN is an ideal channel. What goes in to the channel is what comes out. Such a channel is changeless. The message in the channel communicates the changes. The message of change can be distinguished from unchanging parameters of the channel.

Noise in the channel that reduce channel capacity comes from many sources including acts of God (e.g., earthquakes, floods, volcanic eruptions and the like). An overzealous government is the greatest source of noise and interference in a channel. The government interferes with channel in two ways:

  • when the government neglects its role as guardian of the channel by failing to create stable political and economic environments, and
  • when the government tries to help by becoming the transmitter, turning up the power to certain favored signals, and fills the channel with unpredictable political interference that depresses the sacrificial longterm investment of capital.

Interest rate is the opportunity cost of investment. When government manipulates interest rates of fiat is send false signals about investment breeding confusion that undermines entrepreneurial activity.
Economic friction of fiat currency is a great source of noise, that reduces channel capacity for transmission of university knowledge to communities to zero.


  1. Using the concept of entropy, what can we do to increase the outflow of knowledge from learning institutions (High schools, Colleges and Universities).
  2. Considering Shannon (1948) channel capacity equation:

 C = B x log2 (1+S/N)

What are the characteristics of a channel that can move large quantities of knowledge from learning institutions to the villages?

  • What would give a better channel between fiat and cryptocurrency (Buterin 2012: Nakamoto, 2008). Why? (Give 10 reasons).


Buterin, V. (2012). A next generation smart contract and decentralized application platform. Retrieved from

Clausius, R. (1899). Entropy: Second law of thermodynamics. New York, London; Harper & Brothers publishers. Gateway Editions publisher. ISBN 1621576132, 9781621576136

Gilder, G. (2018). Life after Google: The fall of big data and the rise of the blockchain economy.Washington, DC; Regnery Publishing.

Gilder, G. (2013). Knowledge and power: The information theory of capitalism and how it is revolutionizing our world. Washington, DC; Regnery Publishing.

Gilder, G. (1981). Wealth and poverty. A new edition for the twenty-first century. Washington, DC; Regnery Publishing.

Gödel, K. (1931). On formally undecidable prepositions of principia mathmatica and related systems. New York; Dover Publications.

Nakamoto, S. (2008). Bitcoin: A peer-to-peer electronic cash system. Retrieved from

Shannon, C. (1948). A mathematical theory of communication. The Bell System Technical Journal, 27(3), 379-423, doi: 10.1002/j.1538-7305.1948.tb01338.x.

Smith, A. (1776). An inquiry into the nature and causes of the wealth of nations. 1 (1 ed.). London: W. Strahan. Retrieved from

Turing, A. (1938). Systems of logic based on ordinals (PhD thesis). Princeton University. doi:10.1112/plms/s2-45.1.161.



Is Ubricoin a scam?. 1

Is Ubrica a pyramid scheme?. 1

What is Ubrica all about?. 1

Can money really exist on the internet?. 2

What purpose do these coins serve?. 2

Can I sell them and become rich immediately?. 2

How and where do I buy them?. 3

What determines the price of UBN in the market?. 3

Do you think people in Kenya are ready to adapt the Ubricoin?. 3

Well there has been so much noise concerning Ubrica as a whole and today I thought it wise that we should clear the air concerning some of these issues. These are some of the frequently asked questions when it comes to Ubrica and its ecosystem.

Is Ubricoin a scam?

Well let’s start by defining what a scam is. According to the Oxford dictionary, a scam is a dishonest scheme or fraud. As we have been told time and time again, Ubricoin is a cryptocurrency built on Ethereum blockchain. It is a peer-to-peer utility token that operates under open and distributed ledger. An open ledger ensures that all UBN transactions are clearly visible to everyone and a distributed ledger ensures that all UBN transactions are distributed to the actors within the network. In this way, Ubricoin cannot be a scam because it is verified by the blockchain.

Is Ubrica a pyramid scheme?

This question resulted from the Ubrica bot which earned participants several Ubricoins per referral. Well a pyramid scheme is an illegal form of investment in which each paying participant recruits two further participants, with returns being given to early participants using money contributed by later ones. A bot works by rewarding every individual participating in the airdrop; the referrer and the referee. No payment is required in order to participate in an airdrop. The answer therefore, is no. Ubrica is not a pyramid scheme.

What is Ubrica all about?

Ubrica is a life science and health production organization, aimed at improving global health. This is the mother to the Ubricoin. Ubrica seeks to solve three main problems; access, quality and cost of health. Access to quality healthcare has been a challenge in Kenya because for one to be treated, they must have money to cater for their hospital bills. Money has been the main priority for healthcare providers instead of treating the ailing patient. With little to no money, the quality of services provided in hospitals is very poor. The pieces of equipment used are very expensive to obtain and maintain hence making the cost of medical treatment very high. This means that very few people have access to quality services.

Ubrica seeks to solve these problems by introducing one very important element: economic development. This is through product promotion for Kenyan products in order to create more markets through social sites for example Soko Janja. Soko Janja is an online shopping site whose purpose is to create market for Kenyan goods and services.

Introduction of research centers in Kenya (BMIC) will ensure that there is little to no import of medical products because these will be areas where extensive research takes place as well as innovation of new products for example water drip and medicine for various diseases.

Ubrica will also build Ubrica Retail Clinical Centers (URCCs) which are units that will contain clinics, retail centers and workshops all within the same location. These clinics will have patient records stored in the blockchain and payment for services and medicine will be through Ubricoins.

Universities in Kenya will have areas for research, innovation and product commercialization known as University Science and Technology parks (USTP).

Ubrica chapters with 1000 or more members stand a chance of owning a USTP or a URCC.

Can money really exist on the internet?

Yes. Money is a system of agreements and symbols that influence creation and exchange of value and power according to Bendel, Rudick and Slater (2015). Through this definition, we are able to understand that money is not only the physical notes we see but it can comfortably exist on the internet as well. Cryptography, in blockchain, allows creation of cryptocurrencies which naturally exist on the internet. Blockchain is a digital transmission protocol that supports movement of cryptocurrencies from one person to another. Money over the internet protocol through blockchain has existed since 2009 when Bitcoin was created by Satoshi Nakamoto.

What purpose do these coins serve?

The Ubricoin has various uses including:

  • Being a cryptocurrency, it acts as a store of value.
  • Holders will have access to Ubrica ecosystem.
  • It will act as an incentive for a job well done and services well provided.
  • It will be used in funding and facilitating the world Ubricoin ambassador program.

Can I sell them and become rich immediately?

Selling and getting rich quickly is a scam mentality. Most people have the microwave mentality whereby if they can’t get their money back as soon as they invest, they do not consider investing at all. This is especially dangerous because they miss out on a lot of opportunities.

Ubricoin acts as a store of value, meaning the advantage lies with those who buy the coin when the price is still low then sell when the price appreciates. Investing in cryptos requires patience and a mindset that is programmed to envision the future. With such an attitude, one can invest in as many UBN as possible and sell them for a profit instead of just dumping them on any exchange at a very cheap price which quite frankly benefits nobody.

We need to appreciate the value that Ubricoin holds, because everything needs to be built on a foundation that is strong and that can withstand the test of time.

Remember Hunter S. Thompson said, “Anything worth doing is worth doing right”.

How and where do I buy them?

There are three ways to buy Ubricoin:

  • Smart contract interaction: this is whereby ETH is sent directly to the main contract that is; 0xDB13025b219dB5e4529f48b65Ff009a26B6Ae733 the UBN automatically reflect in the wallet.
  • Exchanges: UBN has been listed on various exchanges eg Coinmex, Fedlio, Instant bitex, Etherflyer, Cashpayz, Finexbox as centralized exchanges and Ledgerdex and Starbit exchange as decentralized exchanges.
  • Initial Exchange Offering (IEO): unlike the exchanges that allow you to buy and sell, IEOs only allow buyers to buy as many coins as possible but selling is not possible during the IEO.

What determines the price of UBN in the market?

The price of UBN is determined by the market forces. Market forces are factors that influence the price of a commodity such as UBN to change without governmental influence. These factors include:

  • Supply and demand

When Ubricoin is in demand with less supply, the price tends to be very high. However, the opposite is true. The goal is to balance the two so as to have an equilibrium price. An equilibrium price will ensure that the price remains high in spite of the fluctuations guaranteed to occur in crypto trading.

  • Coin condition

This majorly deals with how individuals have been able to adopt the coin in their everyday transactions. Acceptability of a coin ensures that the price appreciates.

  • Speculative influences

The speculations and expectations of traders greatly influence the price of the coin. This is because if traders do not have expectations with a coin, they will not trade it. Speculative predictions done by specialists inform traders when prices will be high so that they can buy the coins in bulk so as to sell them later.

  • Trading conditions

When trade is active, the price of the Ubricoin appreciates and the opposite is true.

Do you think people in Kenya are ready to adapt the Ubricoin?

The wave of cryptocurrencies is not a new concept in Kenya because so many people trade and hold Bitcoins.

The Ubricoin has developed roots in universities whereby students are now exchanging commodities and favors for Ubricoin. Numerous shops have the “UBRICOIN ACCEPTED HERE” flyer on their doors. Even the people in rural areas have started familiarizing themselves with Ubricoin because its news have spread like bushfire. 60% of people attending our events pay using Ubricoin.

I think that indeed Kenya is ready to accept the Ubricoin as more and more people get familiarized with the coin and the kind of freedom it offers to its holders.

Author, Barbara Kimani.


Land registration in Kenya has become easier on the blockchain. The transaction hash generated from the exchange of value during a sale of land on blockchain, serves as the receipt of the sale and a record of the transfer. It serves as a digital title deed. On July 11 2019, owners of a certain land in Kiambu County decided to register their land on blockchain. This week another piece of land was presented to us for registration on blockchain

We were later approached by other land owners who wanted their land registered on blockchain. We successfully registered a piece of land in Gilgil, Nakuru County measuring 10.67 hectares. The piece of land that was being valued at 2 million Kenya shillings per acre changed hands for 1,067,000 UBN per acre, a total of 28,462,225 UBN.

The blockchain technology has changed the world in various ways by making most of the work easier in industries. Embracing this technology in land transactions will enable many people to benefit from it. An advantage that blockchain provides is the transaction is peer-to-peer without third party. The blockchain ensures that the transaction is not fraudulent, but seamless.

Land transaction is an example of how a smart contract works. The smart contract is built on blockchain and inherits blockchain property (i.e., immutable, distributed and decentralized providing digital security). Smart contracts are self-executing. They eliminate the third party by solving issues in a way that does not require human trust.

The land transaction on blockchain eliminates hidden costs and unnecessary intermediaries involved in the buying and selling of land while reducing transaction cost and transaction time significantly. It also enhances data security and eliminates manual errors and duplication of verification processes.

Blockchain technology also records details of every transaction into a digital ledger that cannot be deleted or manipulated. The technology will seek to address the problem of double selling of land, corruption by middlemen and unjustified cases of demolition. This innovation will transform Kenya’s land buying and selling process that is often characterized by manual records, missing documents and duplicate title deeds, other forms of malfeasance in land registries.

From this successful implementation of blockchain on the land transaction, we can see that the adopting and appreciation of the potential of blockchain is being regarded positively by many people. This now gives us a grand opportunity to significantly alleviate such incessant challenges in our real estate industry permanently.

How we plan to use community participation in developing the Ubrica Project: Co-creating with Kenyan Communities.

We have developed a community participation program called World Ubricoin Ambassador Program. The program is aimed at engaging community members in solving their problems through chapters.

A chapter is a group with members from a particular community. A chapter will be made of at least 13 people from a specific region. The main reason of developing chapters is from our understanding that knowledge is specific, and solutions to a certain problem should be specific. We know health is very poor in Kenya, but also we know other regions are worse than others. Coming up with a solution for all will be going against our principles. Each community have strengths and weaknesses so prescriptive interventions will not work. We talk of sustainable one health and in this theory a prescriptive intervention is not sustainable.

Community members knows better than people from outside that community. So a chapter in a specific area will be able to come up with solutions that are relevant and fit for that particular community considering what is locally available and what and their specific needs.

Co-creating with the chapters will help identify the specific problem in healthcare. Through the help of the Ubrica project we will then work together to solve it. An active chapter with at least 1000 chapter members will be legible for Retail Clinical Center or a Science and Technology Park for a chapter in the university or a chapter with a university.

The ambassadors will be responsible in bringing the members of the chapter together. We believe that the people joining the program already have a vision on how Ubricoin, Soko Janja and Ubrica Project will transform their community. So, the ambassadors will work to fulfil their vision on their community by working together with people in their community to change their situation.

This is your chance to do something in your community. Most of times we want to do something but we don’t know how. We have already provided you with a plan, you have the way to do it, your work is just implementing, and of course with the Ubrica office guidance you get to save lives and make your community a better place through the Ubrica Sustainable One Health Project.

Opening a wallet

Today we’re opening a wallet. We’re talking about a crypto wallet which is a software that allows you to communicate in a cryptocurrency network when you want to do your transactions. There are different ways that you can create your wallet on PC, android or IOS. Majority of the youth have phones so we’ll open the one for mobile phones.
 Open App Store/ Play Store depending on your phone.
 Search for Coinomi download and install.
 Once it’s successfully downloaded and installed, open and go to create new wallet.
 Copy the seed phrase and keep it somewhere safe for (it is used for wallet recovery)
 Next create a password/private key for your new wallet (do not share the private key)
 Select Ethereum
 Your wallet is created.
The cheapest and fastest way to buy Ubricoin (UBN) is to send ETH to the contract address 0xDB13025b219dB5e4529f48b65Ff009a26B6Ae733.
 Go to the home page and swipe left for the menu then click ‘add tokens’
 Click on the Ethereum and then click on the dots on the top right corner.
 Click on ‘Add token manually’
 Place the contract address provided above, name-Ubricoin, symbol-UBN and decimal-18
Send your public address to +254 755 844 017 once you have created your wallet.
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