Is Ubricoin a scam?. 1

Is Ubrica a pyramid scheme?. 1

What is Ubrica all about?. 1

Can money really exist on the internet?. 2

What purpose do these coins serve?. 2

Can I sell them and become rich immediately?. 2

How and where do I buy them?. 3

What determines the price of UBN in the market?. 3

Do you think people in Kenya are ready to adapt the Ubricoin?. 3

Well there has been so much noise concerning Ubrica as a whole and today I thought it wise that we should clear the air concerning some of these issues. These are some of the frequently asked questions when it comes to Ubrica and its ecosystem.

Is Ubricoin a scam?

Well let’s start by defining what a scam is. According to the Oxford dictionary, a scam is a dishonest scheme or fraud. As we have been told time and time again, Ubricoin is a cryptocurrency built on Ethereum blockchain. It is a peer-to-peer utility token that operates under open and distributed ledger. An open ledger ensures that all UBN transactions are clearly visible to everyone and a distributed ledger ensures that all UBN transactions are distributed to the actors within the network. In this way, Ubricoin cannot be a scam because it is verified by the blockchain.

Is Ubrica a pyramid scheme?

This question resulted from the Ubrica bot which earned participants several Ubricoins per referral. Well a pyramid scheme is an illegal form of investment in which each paying participant recruits two further participants, with returns being given to early participants using money contributed by later ones. A bot works by rewarding every individual participating in the airdrop; the referrer and the referee. No payment is required in order to participate in an airdrop. The answer therefore, is no. Ubrica is not a pyramid scheme.

What is Ubrica all about?

Ubrica is a life science and health production organization, aimed at improving global health. This is the mother to the Ubricoin. Ubrica seeks to solve three main problems; access, quality and cost of health. Access to quality healthcare has been a challenge in Kenya because for one to be treated, they must have money to cater for their hospital bills. Money has been the main priority for healthcare providers instead of treating the ailing patient. With little to no money, the quality of services provided in hospitals is very poor. The pieces of equipment used are very expensive to obtain and maintain hence making the cost of medical treatment very high. This means that very few people have access to quality services.

Ubrica seeks to solve these problems by introducing one very important element: economic development. This is through product promotion for Kenyan products in order to create more markets through social sites for example Soko Janja. Soko Janja is an online shopping site whose purpose is to create market for Kenyan goods and services.

Introduction of research centers in Kenya (BMIC) will ensure that there is little to no import of medical products because these will be areas where extensive research takes place as well as innovation of new products for example water drip and medicine for various diseases.

Ubrica will also build Ubrica Retail Clinical Centers (URCCs) which are units that will contain clinics, retail centers and workshops all within the same location. These clinics will have patient records stored in the blockchain and payment for services and medicine will be through Ubricoins.

Universities in Kenya will have areas for research, innovation and product commercialization known as University Science and Technology parks (USTP).

Ubrica chapters with 1000 or more members stand a chance of owning a USTP or a URCC.

Can money really exist on the internet?

Yes. Money is a system of agreements and symbols that influence creation and exchange of value and power according to Bendel, Rudick and Slater (2015). Through this definition, we are able to understand that money is not only the physical notes we see but it can comfortably exist on the internet as well. Cryptography, in blockchain, allows creation of cryptocurrencies which naturally exist on the internet. Blockchain is a digital transmission protocol that supports movement of cryptocurrencies from one person to another. Money over the internet protocol through blockchain has existed since 2009 when Bitcoin was created by Satoshi Nakamoto.

What purpose do these coins serve?

The Ubricoin has various uses including:

  • Being a cryptocurrency, it acts as a store of value.
  • Holders will have access to Ubrica ecosystem.
  • It will act as an incentive for a job well done and services well provided.
  • It will be used in funding and facilitating the world Ubricoin ambassador program.

Can I sell them and become rich immediately?

Selling and getting rich quickly is a scam mentality. Most people have the microwave mentality whereby if they can’t get their money back as soon as they invest, they do not consider investing at all. This is especially dangerous because they miss out on a lot of opportunities.

Ubricoin acts as a store of value, meaning the advantage lies with those who buy the coin when the price is still low then sell when the price appreciates. Investing in cryptos requires patience and a mindset that is programmed to envision the future. With such an attitude, one can invest in as many UBN as possible and sell them for a profit instead of just dumping them on any exchange at a very cheap price which quite frankly benefits nobody.

We need to appreciate the value that Ubricoin holds, because everything needs to be built on a foundation that is strong and that can withstand the test of time.

Remember Hunter S. Thompson said, “Anything worth doing is worth doing right”.

How and where do I buy them?

There are three ways to buy Ubricoin:

  • Smart contract interaction: this is whereby ETH is sent directly to the main contract that is; 0xDB13025b219dB5e4529f48b65Ff009a26B6Ae733 the UBN automatically reflect in the wallet.
  • Exchanges: UBN has been listed on various exchanges eg Coinmex, Fedlio, Instant bitex, Etherflyer, Cashpayz, Finexbox as centralized exchanges and Ledgerdex and Starbit exchange as decentralized exchanges.
  • Initial Exchange Offering (IEO): unlike the exchanges that allow you to buy and sell, IEOs only allow buyers to buy as many coins as possible but selling is not possible during the IEO.

What determines the price of UBN in the market?

The price of UBN is determined by the market forces. Market forces are factors that influence the price of a commodity such as UBN to change without governmental influence. These factors include:

  • Supply and demand

When Ubricoin is in demand with less supply, the price tends to be very high. However, the opposite is true. The goal is to balance the two so as to have an equilibrium price. An equilibrium price will ensure that the price remains high in spite of the fluctuations guaranteed to occur in crypto trading.

  • Coin condition

This majorly deals with how individuals have been able to adopt the coin in their everyday transactions. Acceptability of a coin ensures that the price appreciates.

  • Speculative influences

The speculations and expectations of traders greatly influence the price of the coin. This is because if traders do not have expectations with a coin, they will not trade it. Speculative predictions done by specialists inform traders when prices will be high so that they can buy the coins in bulk so as to sell them later.

  • Trading conditions

When trade is active, the price of the Ubricoin appreciates and the opposite is true.

Do you think people in Kenya are ready to adapt the Ubricoin?

The wave of cryptocurrencies is not a new concept in Kenya because so many people trade and hold Bitcoins.

The Ubricoin has developed roots in universities whereby students are now exchanging commodities and favors for Ubricoin. Numerous shops have the “UBRICOIN ACCEPTED HERE” flyer on their doors. Even the people in rural areas have started familiarizing themselves with Ubricoin because its news have spread like bushfire. 60% of people attending our events pay using Ubricoin.

I think that indeed Kenya is ready to accept the Ubricoin as more and more people get familiarized with the coin and the kind of freedom it offers to its holders.

Author, Barbara Kimani.


Land registration in Kenya has become easier on the blockchain. The transaction hash generated from the exchange of value during a sale of land on blockchain, serves as the receipt of the sale and a record of the transfer. It serves as a digital title deed. On July 11 2019, owners of a certain land in Kiambu County decided to register their land on blockchain. This week another piece of land was presented to us for registration on blockchain

We were later approached by other land owners who wanted their land registered on blockchain. We successfully registered a piece of land in Gilgil, Nakuru County measuring 10.67 hectares. The piece of land that was being valued at 2 million Kenya shillings per acre changed hands for 1,067,000 UBN per acre, a total of 28,462,225 UBN.

The blockchain technology has changed the world in various ways by making most of the work easier in industries. Embracing this technology in land transactions will enable many people to benefit from it. An advantage that blockchain provides is the transaction is peer-to-peer without third party. The blockchain ensures that the transaction is not fraudulent, but seamless.

Land transaction is an example of how a smart contract works. The smart contract is built on blockchain and inherits blockchain property (i.e., immutable, distributed and decentralized providing digital security). Smart contracts are self-executing. They eliminate the third party by solving issues in a way that does not require human trust.

The land transaction on blockchain eliminates hidden costs and unnecessary intermediaries involved in the buying and selling of land while reducing transaction cost and transaction time significantly. It also enhances data security and eliminates manual errors and duplication of verification processes.

Blockchain technology also records details of every transaction into a digital ledger that cannot be deleted or manipulated. The technology will seek to address the problem of double selling of land, corruption by middlemen and unjustified cases of demolition. This innovation will transform Kenya’s land buying and selling process that is often characterized by manual records, missing documents and duplicate title deeds, other forms of malfeasance in land registries.

From this successful implementation of blockchain on the land transaction, we can see that the adopting and appreciation of the potential of blockchain is being regarded positively by many people. This now gives us a grand opportunity to significantly alleviate such incessant challenges in our real estate industry permanently.

How we plan to use community participation in developing the Ubrica Project: Co-creating with Kenyan Communities.

We have developed a community participation program called World Ubricoin Ambassador Program. The program is aimed at engaging community members in solving their problems through chapters.

A chapter is a group with members from a particular community. A chapter will be made of at least 13 people from a specific region. The main reason of developing chapters is from our understanding that knowledge is specific, and solutions to a certain problem should be specific. We know health is very poor in Kenya, but also we know other regions are worse than others. Coming up with a solution for all will be going against our principles. Each community have strengths and weaknesses so prescriptive interventions will not work. We talk of sustainable one health and in this theory a prescriptive intervention is not sustainable.

Community members knows better than people from outside that community. So a chapter in a specific area will be able to come up with solutions that are relevant and fit for that particular community considering what is locally available and what and their specific needs.

Co-creating with the chapters will help identify the specific problem in healthcare. Through the help of the Ubrica project we will then work together to solve it. An active chapter with at least 1000 chapter members will be legible for Retail Clinical Center or a Science and Technology Park for a chapter in the university or a chapter with a university.

The ambassadors will be responsible in bringing the members of the chapter together. We believe that the people joining the program already have a vision on how Ubricoin, Soko Janja and Ubrica Project will transform their community. So, the ambassadors will work to fulfil their vision on their community by working together with people in their community to change their situation.

This is your chance to do something in your community. Most of times we want to do something but we don’t know how. We have already provided you with a plan, you have the way to do it, your work is just implementing, and of course with the Ubrica office guidance you get to save lives and make your community a better place through the Ubrica Sustainable One Health Project.

Opening a wallet

Today we’re opening a wallet. We’re talking about a crypto wallet which is a software that allows you to communicate in a cryptocurrency network when you want to do your transactions. There are different ways that you can create your wallet on PC, android or IOS. Majority of the youth have phones so we’ll open the one for mobile phones.
 Open App Store/ Play Store depending on your phone.
 Search for Coinomi download and install.
 Once it’s successfully downloaded and installed, open and go to create new wallet.
 Copy the seed phrase and keep it somewhere safe for (it is used for wallet recovery)
 Next create a password/private key for your new wallet (do not share the private key)
 Select Ethereum
 Your wallet is created.
The cheapest and fastest way to buy Ubricoin (UBN) is to send ETH to the contract address 0xDB13025b219dB5e4529f48b65Ff009a26B6Ae733.
 Go to the home page and swipe left for the menu then click ‘add tokens’
 Click on the Ethereum and then click on the dots on the top right corner.
 Click on ‘Add token manually’
 Place the contract address provided above, name-Ubricoin, symbol-UBN and decimal-18
Send your public address to +254 755 844 017 once you have created your wallet.
Learn more here: https://ubricoin.ubrica.com/buy-ubricoin/.
Follow UBRICA on:
Twitter @UbricaKe
Instagram @Ubrica_ke
Join the conversation on Telegram https://t.me/joinchat/J-0FAUgN8EMwGwShzQlzAQ
Be part of the digital currency revolution. Don’t be left behind.

Crypto Security. Securing your device.

The devises we use to conduct transactions are usually like smartphone and computers are usually prone to cyberattacks. There are criminals whose specialties include; cryptocurrency scamming, crypto jacking or sending ransomware to your device. They stand to make a lot of money especially from crypto users and investors who don’t secure their Ethereum wallets and devices. When installing or opening an Ethereum wallet, you are advised not to share both your private key and seed phrase. Neither are you advised to store these information in places where they can easily be accessed like email and notepads. This is primarily for security purposes to make sure that only the legitimate user has access.

This is however not enough to keep the crypto criminals off your back. The following are simple ideas on how to avoid traps that are set by the criminals. Don’t click links in email messages, these links my contain malware that once clicked are imbedded in your device.  Install ad-blocking software as some malwares are usually sent in form of an ad. Don’t ignore browser warnings, don’t click on suspicious looking pop-ups and never install software or apps you do not trust.

If and when you notice that your device starts overheating, is slower than usual, burns through battery power too fast, or becomes unresponsive then your device might be under attack. Here is what to do in the event of such cases. Close sites or apps that slow your device or drain your battery. It is also important that your device has an updated antivirus software that is set to automatically update.

To buy Ubricoins (UBNs) go to https://ubricoin.ubrica.com/buy-ubricoin/.

Follow UBRICA on:       

Twitter @UbricaKe

Instagram @Ubrica_ke

Join the conversation on Telegram https://t.me/joinchat/J-0FAUgN8EMwGwShzQlzAQ

Crypto crime.

The internet is full of opportunities be it legal or illegal. Some have perfected the craft of taking advantage of others and swindling them off their hard earned money. Just like we have credit card fraud, cryptocurrency too is not immune to attacks. There are crypto crimes that investors should be cautious of.

In a recent report by Blockchain Security Company, CipherTrace. It indicated that cyber criminals have walked away with $4.3 billion from investors, users and exchanges just from January this year. In the report, the PlusToken scheme was the largest single incident with $2.9 billion stolen. Some of the crimes that the Ubricoin investors and users should be aware of include the following

Cryptocurrency Scams: Investors always think of making profits and some usually jump on the first offer to double their profits without digging deep. When a deal is too good think twice. Scammers usually come with mouthwatering offers that give you promises like guaranteed profits, doubling your money in a short time or even promises free money in dollars or cryptocurrency.

Ransomware: This is a type of malicious software, or malware, designed to lock a user out from accessing his or her data until a ransom is paid. In some cases you get access but in other cases you do not even after paying the ransom. A good example is the GermanWiper that erases data completely instead of encrypting and giving back access once ransom is paid.

Crypto jacking: This is when scammers put malicious code onto your device that gives them access. This gives them the power to mine cryptocurrency for their own benefit without your permission.

To buy Ubricoins (UBNs) go to https://ubricoin.ubrica.com/buy-ubricoin/.

Follow UBRICA on:       

Twitter @UbricaKe

Instagram @Ubrica_ke

Join the conversation on Telegram https://t.me/joinchat/J-0FAUgN8EMwGwShzQlzAQ

Use Mpesa to Buy Ubricoin

Communication and financial technologies have changed over the years. Gone are the days people used to send money or communicate via the post office using envelopes. Fast forward and we now have smartphones that can do both; communicate and send/receive money. The use of mobile money has risen since its introduction into the financial market not just in Kenya but around the world. Kenya made wave when Safaricom introduced MPesa.

80% of smartphone owners in Kenya use mobile money on a daily basis. this tells you how important it is. The good news is, Ubrica has made it possible for users to buy their coins (UBN) by using MPesa. In my last post I showed you how important a wallet is in crypto and how to open one.Once you have your smartphone, you have your ethereum wallet, you have your money in your MPesa, you have intentions of buying coins and you don’t know how? Worry no more because you can easily buy Ubricoins using MPesa by following a few steps.

To buy Ubricons, follow the following steps.

Go to Mpesa

Send money to MPESA TILL NUMBER 599019.

Forward MPesa transaction message to Tel: +254 780743174

UBNs will be sent to your Wallet Address

Never forget the importance and security of both the seed phrase and private key. The seed phrase is important for wallet retrieval while the private key is for access. Remember for KSh.100, you get one Ubricoin (UBN)

For more info go to https://ubricoin.ubrica.com

Follow UBRICA on:       

Twitter @UbricaKe

Instagram @Ubrica_ke

Join the conversation on Telegram https://t.me/joinchat/J-0FAUgN8EMwGwShzQlzAQ

Crypto a risk worth taking.

Ask any businessperson what business is about and he/she will tell you it’s about making profits and taking a lot of risks. A majority of people fear getting into businesses because of lack of knowledge especially if you intend to invest in something new in the market. Cryptocurrency is currently facing the same situation with a majority not being open towards it.

However, there are some moves in the market that should encourage those still having doubts. Cryptocurrency is definitely going to be the currency in use in a couple of years. Take an example a country like China that has given reports that its crypto is getting into the market soon. A company like Facebook is also on the same track. Come closer to home where the Kenyan government has been advised to adopt this technology. These are signs that crypto is getting waves and its being accepted from all corners of the world.

For those who still have the fear of investing, there is still time to do so. Cryptocurrency is fast moving and you need to be on that train. Be part of the Ubricoin family, Kenya’s very own and most successful crypto by Ubrica. A lot of people around the world are denied access to affordable quality healthcare which is a human right and Ubrica’s mission is to make sure this does not continue to happen. Invest in Ubricoin and you invest on global health.  

For more info go to https://ubricoin.ubrica.com

Follow UBRICA on:       

Twitter @UbricaKe

Instagram @Ubrica_ke

Join the conversation on Telegram https://t.me/joinchat/J-0FAUgN8EMwGwShzQlzAQ


UBRICA’S engagement pillar involves engaging people at their basic level of existence to discover how we can work with them to create wealth.

Kenyan subsistent croppers and pastoralists living in rural areas are extremely impoverished because they cannot find market for their produce. The only available market comes to them in form of organized cartels who buy the farm produce and livestock at a throw away price.

UBRICA recognizes this and acknowledges that a person becomes poor when he or she is unable to exchange his goods and services for currency Nearly 95% of people living in Kenya are unable to find market for more than 80% of their farm produce.

Even at the throw away price that comes from cartels, they are only able to purchase less than 20% of all produce
The rest go to waste. Perishable produce such as flowers, fruits, vegetables rot away in people’s stores.
Local people therefore have it hard generating wealth.

These people are afraid to seek medical services until these the disease is in advanced stages . They are forced by their advanced conditions to seek medical services but often no or little money to pay for medical services.
The medical service provider reduces the quality and quantity of service offering to match the little money available from the patient. The severe lack of money to pay the providers in Kenya has led to a severe decline in the quality of medical services.

What solutions do we find fit therefore?
Logical reasoning indicates that the fundamental solution to health production lies in a system that improves the economy of each individual. In that connection, UBRICA has created a system to help people find market for their produce, services and products. In order to participate on this platform, one must first join and become a member of Distributed Autonomous Organization (DAO) known as the co-operative society of Ubricans. (CSU)
Once joined, our community workers help the members to send to market whatever they are producing. UBRICA has created an online retail store known as Soko Janja. (Shop.ubrica.com).
There, members can buy and sell produce, products and services. People are already enrolled on Soko Janja and exchanges are ongoing. It is therefore the right time to enrol yourself and put your products and services up for sale.
Upon enrolment, individuals can post pictures of their produce, products and services to the online retail store.

Members will be able to create wealth and use that wealth to finance health production for themselves and their loved ones. We will use Ubricoin to facilitate the management of the online store.
Ubricoin will be the means of exchange as well as an incentive structure to encourage people to buy from each other to activate local economy.

Buy your Ubricoin today, open a wallet and enrol on Soko Janja, a platform that is meant to operationalize wealth creation for each individual in any given community.

BUY UBRICOIN HERE!  https://ubricoin.ubrica.com/buy-ubricoin/    

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UBRICA’s goal is to have Ubricoin accepted by 2024, as the standard method of payment for all the families in Kenya, with an approximation of 14 million families or more. Ubricoin is projected to be the most used currency in making payments for Medical care, groceries, school fees, transport, entertainment, for purchase of commodities such as Vehicles, buildings, land and for funding of major projects.
Services such as those of architects, engineers, doctors lawyers and teachers will accept Ubricoin.
Labour providers and paraprofessionals will also accept UBN as their means of payment for labour.
Petrol station owners and local citizens will pay for petroleum using Ubricoin.
Business owners will pay and accept payments in Ubricoin.

The value of Ubricoin will increase as many people become Ubricoin holders and use it as a common tender.
At this primary stage therefore, the target is to help at least one million people create Ubricoin wallets. This will translate to a value of one million squared; that is, a value of one trillion.

Two billion Ubricoin is thereby set aside to be distributed to one million people so as to facilitate adoption by 11,760,000 people by 2024.
The principle mechanism for the distribution of the two billion Ubricoin is by allocating the coins directly from the main contract to individual wallets held by people in various locations across the country. This is the primary network creation strategy.

Primary network creation.
UBRICA developed a program that helps the Ubricoin network. Network creation involves distributing Ubricoin to clusters of nested generations with disparate distribution conditions.
A generation is categorised depending on the source of the Ubricoin.
The first generation, (G1), comprises of people who receive Ubricoin directly from Ubricoin contract assisted by the UBRICA team.
Each generations downwards receives Ubricoin from the preceding generation.
There exists a referral program to reward each generation as an incentive to help reach the one million target.

Secondary network creation.
Soko Janja is the secondary mechanism for coin distribution and adoption. People will use Ubricoin in Soko Janja for purchases and will also receive new coins as loyalty points for purchasing in Soko Janja. The incentive program will also act as a mechanism of distributing Ubricoin in future.

It is therefore in your best interest to purchase your Ubricoin as soon as now. Your acquisition helps build a strong network of Ubricoin holders and raises the value if the coin.
Buy yours today!

BUY UBRICOIN HERE!  https://ubricoin.ubrica.com/buy-ubricoin/    

Follow us on Instagram          @Ubrica_ke

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