USE OF UBRICOIN

DIGITAL REVOLUTION AND ECONOMIC DEVELOPMENT

Over the years we have seen technology change. The hardware has changed from large machines to portable devices. Software has evolved from unfriendly interface that requires technicians to distributed to highly simplified user friendly interface that does not require much training to use. Web applications running centralized data bases and server are rapidly evolving to distributed, decentralized content running on blockchain. Information sharing has evolved from highly restricted information starved environments to internet taking us to another level of information sharing without restrictions. With emergence of internet we have moved from localized education systems, banking services and governance to e-learning, e-banking, e-commerce and digital currency that distributed traditionally localized services to distant locations. The latest innovation, blockchain technology, is taking these localized source of services built on centralized platforms, to completely decentralized network, that are distributable over the world .

Blockchain is a digital public ledger that keeps records of transactions. The records or the digital transactions are distributed to different computers known as nodes therefore ensuring validity of the information. The blockchain technology is decentralized and records are available to the public which makes it easy for verification. The transactions are also updated on a continuous basis. Therefore, blockchain is a mechanism that can be used to reduce fraud, human and mechanical errors and ensure transparency and accountability.

In education, blockchain technology can be used in different ways. Here at UBRICA we have created our coin known as Ubricoin which is built on Etherium blockchain. It is a peer to peer internet currency that will enable payment to anyone in the world. Ubricoin will build financial incentives for traditionally marginalized hardworking people who contribute knowledge for the betterment of humanity. Our crypto-currency system involves creating incentive programs to reward excellence in education research and practice. To bring changes in our education system we introduce a reward system through Ubricoin. We will offer tokens to teachers in primary schools, secondary schools, universities; researchers and practitioners. This will facilitate excellence in the education system. The reward system will be according to ratings by students, parents and colleague. Blockchain technology can also be used in sharing educational and research content among students, teachers and professors. In addition, it is good keeping records of certificates issued to learners to reduce fake certification. Blockchain facilitates storage of data on achievements and qualifications of students. Such data is accessible from any device when needed. This will greatly reduce false qualification especially in professional industry.

In the health sector, proper record-keeping is critical. Most facilities have moved from paper record to computerized record. Traditionally computerized health records have been stored in a central database within one facility. This centralized technological revolution improved efficiency, effectiveness and accountability in that health facility.  Now with the blockchain technology, critical patient information that is most often scattered across different health facilities can be recorded safely on one blockchain. Patient information becomes easily accessible from different health facilities. Patients will no longer have to spend a lot of money going for records from previous facilities especially where the patient is being treated in different facilities that are in different locations. The alternative would be going through the same tests done earlier at an additional cost and at times, costing lives.

Digital revolution has also impacted the business world greatly. People carry out businesses online, locally and internationally at the comfort of their homes and offices. Long ago, exchange of goods and services used to happen through barter trade, then it evolved to use of fiat currency (coins and notes),  plastic money ( credit cards, bank cards, debit cards and smart cards). Now we have digital currency or electronic currency (e.g. cryptocurrency). Cryptocurrency is a peer-to-peer virtual currency built on blockchain. Sending digital currency across countries and continents is very easy, cheap and fast. Ubricoin is an example of a crypto-currency. At UBRICA we have embraced  doing business using technology where we have created an online retail store known as Soko Janja (see, shop.ubrica.com) where members can buy and sell produce, products and services. Ubricoin will also be used as a mode of payment on Soko Janja. In additional, people who purchase from Soko Janja and most importantly from local manufacturers are reward with Ubricoins.

 

 

Author,

Caroline Muthoni N.

Ubricoin on blockchain

Ubricoin on blockchain will serve as a platform devoted to improving quality of health for all. We will use Ubricoin to develop global health industry and create market intelligence through a cryptocurrency reward system that will inspire positive contribution to health improvement around the world. We will use a smart review system to reward consumers for positive health behavior.

We need Artificial intelligence for global health. Ubricoin will gather intelligent data about health, nutrition information and diseases. This data will help us develop smart community health decision support system, smart public health decision support system and smart clinical decision support systems. Ubricoin will generate artificial intelligence for early disease detection algorithm built on International Classification of Diseases (ICD), health and diseases monitoring, effect and impact evaluation of health programs, improved data security, accuracy and speed of diagnosis. We will use Ubricoin to fund and create incentives for research, build world-class capacity for health and clinical research in developing countries and for research reporting through peer-to-peer reviewed papers by creating incentive token to the authors. This will lead to more people taking part in developing scientific papers. We will create incentives for research and new product development (R&D) with Brevis tokens for supporting development of scientific products. We will use Ubricoin to suport for manufacturing of biomedical products, and to facilitate commercialization of the products in the online marketing and retail platform called Soko Janja. Ubricoin will also support development and construction of scientific real estates in developing countries, including  Ubrica Retail Clinical Centers (URCCs), Science and Technology Parks (STPs), a Biomedical Industrial City (BMIC).

Ubricoin will benefit you, the consumer of health and other services. Consumers will receive Brevis airdrops from shopping on Soko Janja. Providers of health accepting Ubricoin as payment at the point of sale will receive Brevise loyalty tokens, service quality tokens, direct feedback from consumers. Payers of health using Ubricoin for payment transaction will experience dramatic reduction in payment fraud. Suppliers of products and services to the health system will enjoy simplified payment system. Regulators of health services will create intelligent regulation based on real-time data. This will ensure good governance. Local and international non-governmental organization will enjoy simplified data gathering for needs assessments, project implementation evaluation, and post implementation evaluation. International development organizations concerned with global health will have a system for easy tracking of diseases of global health concern, detecting diseases before they become epidemics.

 

 

 

Ubricoin for Artificial Health Intelligence

We need Artificial intelligence for global health. Blockchain gathers intelligent data about health, nutrition information and diseases. This data will help us develop: • Smart community health decision support system • Smart Public health decision support system • Smart clinical decision support systems The implication of artificial intelligence will include: • Early disease detection algorithm built on International Classification of Diseases (ICD) • Health and diseases monitoring • Effect and impact evaluation of health programs • Improved data security, accuracy and speed of diagnosis 1. Funding and creating incentives for research • Building world-class capacity for health and clinical research • Research reporting through peer-to-peer reviewed papers by creating incentive token to the authors. This will lead to more people taking part in developing scientific papers. 2. Product development Creation of cash incentive tokens for supporting development of scientific product. 3. Ubricoin will be used for manufacturing of biomedical products 4. Facilitate the commercialization of the products in the online marketing and retail platform called Soko Janja 5. Funding scientific real estate construction and development; a. Ubrica Retail Clinical Centers (URCCs) b. Science and Technology Parks (STPs) c. Biomedical Industrial City (BMIC)

Ubricas plan to solve financial healthcare problems.

Fundamental Solution

Logical reasoning indicates that the fundamental solution to health production problem in Kenya or elsewhere lies in a system that improves the economy of each family. In line with this logic, we have created a system to help people in all wards in Kenya to find market for their produce, services and products.

Enrollment Procedure

To help a person, he or she must first join and become a member of the Co-operative Society of Ubricans (CSU). Once joined, our community economic development workers help the member to register their products with our online market known as Soko Janja (see sokojanja.com). Our co-operative society is responsible for using social media and other digital and traditional marketing methods to find market for the produce, products or services. It is the job of the members of the marketing team at the co-operative to contact buyers in Kenya and internationally to secure orders of the produce. When we strike a sale, we divide the proceeds of produce/product sale into three fractions.

Health Fund

To find money to fund health we divide the proceeds of sale into three primary fractions. One fraction goes back to our member in form of profit. Second fraction goes back to our co-operative to meet operations and administration needs. The third fraction sits in a health fund. A member seeking care at a health facility is fully covered. The owners of health facility are happy because they are assured of payment of the quantity and quality of their service offering.

Over view of how Ubricoin will be of great benefit

Ubricoin on blockchain will serve as a platform devoted to improving quality of health for all. We will use Ubricoin to develop global health industry and create market intelligence through a cryptocurrency reward system that will inspire positive contribution to health improvement around the world. We will use a smart review system to reward consumers for positive health behavior.

We need Artificial intelligence for global health. Ubricoin will gather intelligent data about health, nutrition information and diseases. This data will help us develop smart community health decision support system, smart public health decision support system and smart clinical decision support systems. Ubricoin will generate artificial intelligence for early disease detection algorithm built on International Classification of Diseases (ICD), health and diseases monitoring, effect and impact evaluation of health programs, improved data security, accuracy and speed of diagnosis. We will use Ubricoin to fund and create incentives for research, build world-class capacity for health and clinical research in developing countries and for research reporting through peer-to-peer reviewed papers by creating incentive token to the authors. This will lead to more people taking part in developing scientific papers. We will create incentives for research and new product development (R&D) with Brevis tokens for supporting development of scientific products. We will use Ubricoin to suport for manufacturing of biomedical products, and to facilitate commercialization of the products in the online marketing and retail platform called Soko Janja. Ubricoin will also support development and construction of scientific real estates in developing countries, including  Ubrica Retail Clinical Centers (URCCs), Science and Technology Parks (STPs), a Biomedical Industrial City (BMIC).

Ubricoin will benefit you, the consumer of health and other services. Consumers will receive Brevis airdrops from shopping on Soko Janja. Providers of health accepting Ubricoin as payment at the point of sale will receive Brevise loyalty tokens, service quality tokens, direct feedback from consumers. Payers of health using Ubricoin for payment transaction will experience dramatic reduction in payment fraud. Suppliers of products and services to the health system will enjoy simplified payment system. Regulators of health services will create intelligent regulation based on real-time data. This will ensure good governance. Local and international non-governmental organization will enjoy simplified data gathering for needs assessments, project implementation evaluation, and post implementation evaluation. International development organizations concerned with global health will have a system for easy tracking of diseases of global health concern, detecting diseases before they become epidemics.

Phases of the coin sale

Phase I.

Private sale In this phase we will issue 100 million UBCs. The funds raised will be used for the design of the URCCs. Desktop research will be carried out to determine the structure and requirements needed to construct the URCCs. Field research and visiting the sites will be done to determine suitable areas for constructing the URCCs. We will also do environmental studies and acquire permits. We will also do marketing to create awareness and identify doctors who will be running the clinics. Public outreach and evaluation will be carried out to understand the scope of the project. User’s research will also be done to determine our target audience and capacity for utilization of health services in each county. User’s studies will include consumers of care, providers of care and payers of care. This will help in determining the optimal number of clinics for each county. Counties with greater population may require more than two URCCs. We will develop a program for quality training, this will help improve the quality of care that will be provided in the clinics. The identified doctors who will own the clinics will go through continuous professional development. A fraction of the funds raised in this phase, will be used for project planning i.e. getting proper legal document, permits and doing feasibility studies.

Phase 2.

Presale We will issue 300 billion UBCs in this phase. These funds will be used for the development of URCCs. We will hire consultants, architects, engineers, planners, construction security personnel and IT professionals. This team will be responsible for planning and generating of construction documents for different counties.

Phase 3.

Crowdsale In this phase, we will issue 1 billion UBCs on October 1, 2019. This will help us in acquisition of land and their title deeds thereof for the implementation of the URCCs project. This land will be sourced from different counties in Kenya. Our goal is to ensure that we at least have land in all the 47 counties so as to effectively start the construction of the URCCs. These funds will also be used to purchase clinical equipment required in the clinics.

Phase 4.

Token Generating Event We will issue 600 million UBCs for management of the URCCs. We will issue mortgages to the doctors who will own the URCCs. The mortgages will make it easy for fresh graduate to own clinics. Some of the funds raised will be used in an incentive program. We will reward health professionals with Brevis for provision of quality of care. We will also issue tokens to individual with good health seeking behaviors. These incentives are meant to improve the quality of care and as motivation to the Doctors. Offering token to the patients will lead to early disease detection and prevention of diseases.

UNIVERSAL HEALTH COVERAGE

Health risk pooling
Pooling refers to collecting money from many people in a group so that the money collected is then
used to pay for health services for its members. Pooling risks together allows the higher costs of the
less healthy to be offset by the relatively lower costs of the healthy. Pooling ensures that the risk
related to financing health is borne by all the members of the pool. Its main purpose is to share
the financial risk associated with disease, disability and death for which there is uncertain
need.
Arguments in favor of risk pooling in health embody equity and efficiency considerations.
Equity arguments reflect the view that it is not fair that individuals should assume all the risk
associated with their illness, disability, or death. Efficiency argument indicate that pooling
improves population health, increases productivity, and reduces uncertainty associated with
health expenditure. Four classes of risk pooling comprise (a) no risk pool, under which all cost
lies with the individual; (b) unitary risk pool, under which all cost is transferred to a single
national pool; (c) fragmented risk pools, under which a series of independent risk pools (such
as local governments or employer-based pools) are used; and (d) integrated risk pools, under
which fragmented risk pools are compensated for the variations in risk to which they are
exposed. Small, fragmented risk pools, which are the norm in developing countries, have
seriously adverse outcomes for the users of the health system.
Each individual holder of Ubricoin will receive a smart contract to use health services at a
URCC at the time of need. The smart contract will cover preventive and curative services for
the holder by the contract. Pooled smart contract will recreate a super smart contract (SSC)
that will act as health risk pooling

Buy Ubricoin

BLOCKCHAIN FOR CHAIN PREVENTION,MONITORING AND EVALUATION

Blockchain technology has the potential to solve interoperability challenges present in health systems. Indeed, blockchain has great promise to be the technical standard for management of data for health consumers, researchers, providers, payers, suppliers. Blockchain can securely share electronic health data. A health IT infrastructure built on blockchain technology has far-reaching potential to promote the development of precision medicine, advance medical research and invite patients to be more accountable for their health.

We propose to use the blockchain technology to create incentives for

a. for consumers of health who adopt healthy behaviors

b. educators who provide high quality education to their learners

c. researchers who propose original research projects addressing problems of everyday concern

d. researchers who publish their work on peer reviewed professional journals

e. researchers who present their work in professional conferences

f. medical doctors who do their best to provide care of highest quality possible