AFRICA’S SECOND SUCCESSFUL SALE OF LAND IMPLEMENTED ON BLOCKCHAIN

Land registration in Kenya has become easier on the blockchain. The transaction hash generated from the exchange of value during a sale of land on blockchain, serves as the receipt of the sale and a record of the transfer. It serves as a digital title deed. On July 11 2019, owners of a certain land in Kiambu County decided to register their land on blockchain. This week another piece of land was presented to us for registration on blockchain

We were later approached by other land owners who wanted their land registered on blockchain. We successfully registered a piece of land in Gilgil, Nakuru County measuring 10.67 hectares. The piece of land that was being valued at 2 million Kenya shillings per acre changed hands for 1,067,000 UBN per acre, a total of 28,462,225 UBN.

The blockchain technology has changed the world in various ways by making most of the work easier in industries. Embracing this technology in land transactions will enable many people to benefit from it. An advantage that blockchain provides is the transaction is peer-to-peer without third party. The blockchain ensures that the transaction is not fraudulent, but seamless.

Land transaction is an example of how a smart contract works. The smart contract is built on blockchain and inherits blockchain property (i.e., immutable, distributed and decentralized providing digital security). Smart contracts are self-executing. They eliminate the third party by solving issues in a way that does not require human trust.

The land transaction on blockchain eliminates hidden costs and unnecessary intermediaries involved in the buying and selling of land while reducing transaction cost and transaction time significantly. It also enhances data security and eliminates manual errors and duplication of verification processes.

Blockchain technology also records details of every transaction into a digital ledger that cannot be deleted or manipulated. The technology will seek to address the problem of double selling of land, corruption by middlemen and unjustified cases of demolition. This innovation will transform Kenya’s land buying and selling process that is often characterized by manual records, missing documents and duplicate title deeds, other forms of malfeasance in land registries.

From this successful implementation of blockchain on the land transaction, we can see that the adopting and appreciation of the potential of blockchain is being regarded positively by many people. This now gives us a grand opportunity to significantly alleviate such incessant challenges in our real estate industry permanently.

How to buy Ubricoin

To buy Ubricoin you must have Ether.

Go to https://localethereum.com/  to buy your Ether. (You can pay for Ether using Mpesa, PayPal, Cash in person, Bank transfer and others).

 

Create an account at https://localethereum.com/ through the Log In button. Use your https://localethereum.com/ account to buy Ethers.

Then send the Ether directly from https://localethereum.com/ wallet to your Ethereum wallet you had created earlier. If you do not have an Ethereum wallet, Click here to learn how to create one.

To buy Ubricoins click the link below to retrieve Ubricoin contract address from Etherscan   https://etherscan.io/address/0xcbeabd17c4545e6ae5a3b40d49c8c1b896688d85.

When the Etherscan webpage opens copy the full Ubrica contract address by clicking the copy button (make sure you use that button so that you don’t miss some letters or numbers of the address).

After copying the Ubricoin contract address, open your Ethereum wallet and click SEND.

 

Paste the Ubrica contract address as the Recipient Address.

Enter the amount of Ether you want to send, and then hit NEXT.

Click CONFIRM to buy the Ubricoins. The gas price is automatically set but you can increase it to reduce the time spent to verify your transaction. Once the transaction is confirmed it will be written Confirmed on the transaction. This will automatically have your Ubricoins moved from the Ubrica contract to your Ethereum wallet.

The transaction may take some time depending on the gas price you have set. On the left side of metamask there are three lines showing navigation menu, click on the lines to expand the menu. Go to ADD TOKEN.

The next window will ask you to search for the Token or custom token. Choose custom token and on Token Address paste the Ubrica contract address. The wallet will automatically fill in the remaining details (i.e., the Token Symbol and Decimals of Precision). When you click NEXT you are required to confirm by clicking ADD TOKEN.

You should now be able to see the number of Ubricoins you bought in your wallet.

 

By Susan Njuguna

KENYA MEDICAL ASSOCIATION WELFARE OF DOCTORS

 

Just like any human doctors are social beings. We all need other people for existence and survival. Societies and countries too depend on others for growth and development. People depend on each other for help, consolation, encouragement, support, etc. People who offer such support are friends, family and workmates. People experience many problems which they most often than not keep to themselves. This can cause stress and in serious cases depression. It is in such times that people require support from friends and loved ones to ease the strain.

KMA Membership Committee in Nairobi Division conducted a survey in June 2018 under Chairmanship of Dr. Macharia Waruingi of Ubrica, convener of membership committee, Media outreach committee and medical camps committee Nairobi division KMA. Preliminary results of the survey  show various concerns raised by the doctors who participated. One of the concerns raised was that KMA should come up with ways of improving social welfare of doctors.

From the survey, doctors suggested that KMA needs to improve social welfare of its members. Doctors go through a lot of stressing issues from their patients, families, hospitals, etc.  When going through this they need people to depend on and activities that involve less work. While in the hospital, doctors have to be strong for their patients. They listen to other people’s problems and give them hope. Doctors therefore also need people they can rely on in times of need.

This can be achieved by strengthening doctors organizations that will in turn bring cohesion among medics who are members. Welfare groups offer support to their members during conditions such as incapacitation, death, disease and unemployment. This could be affecting the member of the welfare group or a loved one. KMA is already giving this support to doctors in different ways e.g. KMA housing is helping with housing for doctors and KMA SACCO is helping with giving loans to doctors. However, majority of the doctors who took the survey felt there is still more that KMA can do. Their suggestions were:

  • Negotiating with insurance companies to cover for doctors and their families to avoid scenarios where doctors get sick and they cannot afford the very services they offer.
  • KMA to create events outside work. Starting a club where members and their families go for recreation or offer subsidized memberships to health clubs and golf clubs. Teambuilding is an example of such events. KMA can be organizing teambuilding activities for doctors every once in a while. Goat eating events where they meet, relax and enjoy each other’s company. During these kind of events and activities, people get a chance to bond, socialize and know each other better. Doctors can also come together and form welfare groups and be having meetings regularly.
  • Social events that include family. Family outings, kids Christmas parties, group hikes at a subsidized rate and family get together activities
  • Establish a desk/team that can be tasked with approaching members who may need coerced help from colleagues, issues of fervent unethical matters in practice that haven’t been taken to court, substance abuse, GBSV, mental disorders in a colleague, terminal illness-cancer, stroke etc.
  • Encourage mentorship. Suicide rate among doctors worldwide on the rise.
  • Develop a welfare kitty for help whenever there is need. For example have some benevolent funds for member’s family in death.

 

Complete KMA Member Satisfaction/ Needs Assessment Survey:  https://www.surveymonkey.com/r/7K5GFDY

Join conversation on KMA Telegram group for in-depth updates here: https://t.me/joinchat/I1wWcki3NO3hlHs_zz9SWg

Join the conversation about Ubricoin on Telegram

https://web.telegram.org/#/im?p=c1262298390_5891675953416153455

Find Clinical Proceedings from Hospitals of Kenya

https://jghcs.info/index.php/cphn

Ubrica Official Discussion Group on Telegram

https://web.telegram.org/#/im?p=s1208873027_15507959344907715567

 

Author,

Caroline Muthoni Ndigirigi.

 

KMA Partnerships With Local and International Organizations

KMA Membership Committee in Nairobi Division conducted a survey in June 2018 under Chairmanship of Dr. Macharia Waruingi of Ubrica, convener of membership committee, Media outreach committee and medical camps committee Nairobi division KMA. Preliminary results of the survey  show various concerns raised by the doctors who participated. One of the concerns raised was that KMA should come up with alliances with international partners to strengthen the area of research.

KMA has an objective of liaising with other medical associations around the world. Some of the partnerships that KMA has include partnership with Medical Practitioners and Dentist Board (MP&DB), Ministry of Health, International and National Pharmaceutical Companies and Pharmaceutical Society of Kenya (PSK), Civil Society Organizations and Human Rights Groups, Universities, Medical Schools and other Institutions of Higher Learning.

Partnerships lead to combination of ideas, learning from others experiences, invention and innovations. Collaborations between the government, individual investors and other organizations  (local/ international)that deal with health will lead to improvement of healthcare for all. KMA Partnerships with health organizations in Kenya and elsewhere will play a big role in development of our health systems and also in attainment of KMA goals. A number of doctors who took part in the survey felt there is need of KMA partnering not only with local organizations that deal with health but also international ones.

As we strive to achieve global health , partnerships between local and international health producers are very critical. KMA can be organizing avenues for interaction between doctors in Kenya and elsewhere. It is in these avenues that doctors can share ideas, experiences, concerns, challenges and their possible solutions. Doctors can also learn from each other and get new ways of preventing, treating and curing different health conditions. Medics can also share with each other different technologies that they use in their work places for easy and effective functioning. Concerns that have developed from various research work carried out by different medical practitioners can also be discussed. Inventions and innovations that medics in different countries have come up with can also be shared among the doctors. These forums will lead to the professional growth of doctors and creation of sustainable solutions to health issues.

For you to give suggestions on organizations you would like KMA to partner with, click on the survey link below.

 

Complete KMA Member Satisfaction/ Needs Assessment Survey:  https://www.surveymonkey.com/r/7K5GFDY

Join conversation on KMA Telegram group for in-depth updates here: https://t.me/joinchat/I1wWcki3NO3hlHs_zz9SWg

Join the conversation about Ubricoin on Telegram:

https://web.telegram.org/#/im?p=c1262298390_5891675953416153455

Find Clinical Proceedings from Hospitals of Kenya:

https://jghcs.info/index.php/cphn

Ubrica Official Discussion Group on Telegram :

https://web.telegram.org/#/im?p=s1208873027_15507959344907715567

 

Author,

Caroline Muthoni Ndigirigi.

 

 

 

 

The future with digital revolution

With the emergence of digital technology the future is really promising. Doing business across countries and continents has become easy and fast. Production of goods and services in the future will be more efficient and effective. Producers and manufacturers will be able to produce when there is need and therefore reduce loss brought about by production when demand is low. Quality health care will be delivered and we will be able to detect epidemics even before they emerge. Services and goods will be highly flexible from producers to consumers. Some of the difficult tasks carried out by humans will be done by machines. Therefore ensuring there is high productivity and efficiency. This is the future we are looking at with the digital technology.

At Ubrica the future is bright for all professions with the different projects that we have. Ubrica project involves building world class capability for high quality life- science and health production (LSHP) in the world. To achieve this UBRICA is built under three pillars: smart contract, human engagement and project pillar. For the three pillars to be successful UBRICA has created a coin known as Ubricoin which is built on ethereum protocol.

SMART CONTRACT

A smart contract is an agreement whose execution is computerized and automated .It excludes middlemen and its transactions are transparent. Smart contracts have defined obligations for both parties that are automatically enforced. Under smart contract UBRICA has created a smart reward program an incentive program to reward excellence in education, research and practice.

The incentives will be inform of airdrops or brevis. Brevis are small units of ubricoin and are convertible to fiat currency. The reward system will give incentives to practitioners in all stages of knowledge production. They include teachers in primary schools, secondary schools, universities; researchers and post university practitioners. There is a criterion against which every practitioner will be rated. The rating will be done by peers and consumers. Tokens will be issued to people who demonstrate good professional practice, work ethics and good customer service. This program will be of benefit to all professionals (e.g. doctors, academics, engineers, architects, beauticians, hoteliers, etc.). The incentive program will ensure that consumers receive high quality services and products. The suppliers will in turn receive tokens for good work.

HUMAN ENGAGEMENT

Human engagement involves engaging people at their basic level of existence to activate village level commerce. To engage people, we have created an online e-commerce store known as soko janja. Soko janja is a marketing platform where members post pictures of their services, produce and products. Through soko janja producers of goods and services are able to get market for their products thereby enhancing wealth creation. Incentives in form of brevis will be rewarded to those who register, shop or refer new users to soko janja. People who shop on soko janja with ubricoin will get discounted prices. Members of soko janja will automatically benefit from health risk pooling where a small amount of the proceeds from sales of their products will be put aside to pay for the health services for its members. Pooling ensures the risk of financing health is borne by all the members of the pool. This will be a health insurance for all members of soko janja. The insurance will cater for the health expenses of the beneficiary and their nuclear family members. The medical fund will therefore ease the financial burden of the beneficiary. Producers and buyers on soko janja will join the Cooperative Society of Ubricans (CSU). The CSU will be a platform for savings which will earn interest. Everybody (producers and consumers) will benefit from the human engagement pillar of Ubrica

PROJECT

The project pillar has three projects in it: Ubrica Retail Clinical Centers (URCCs), Science and technology parks (STPs) and Ubrica One Biomedical Industrial City (BMIC). URCCs project aims at constructing 100 health centers that will be leased to qualifying health practitioners. An average of two health centers will be constructed per county. The URCCs will comprise of a clinical center, a retail store and a workshop. As people go to the clinical centers for treatment, they can also go with their produce and products and sell them at the retail store. At the same time they can go to the workshops to add value to their produce and products. Producers and consumers will not have to worry about foregoing the market as they go to the hospital since they will be able to do both. Manufacturers who sell their products on soko janja will be able to receive medical services in the clinical centers for free. Individual holders of Ubricoin will receive a smart contract to use health services at the URCC at the time of need.

The proposed biomedical city will be known as Ubrica one. The design program will have five districts: a medical campus, research district, residential community, industrial park and a recreation district. Ubrica one is planned and designed to meet the healthcare needs for its residents and those working there, visitors of the medical city for tourism and other purposes.  The medical campus will have a world class hospital in it that will help in improving healthcare. It will be open for the residents and also non-residents of the city. Ubrica one will also create employment to those who will be working in the commercial district where we will have retail stores, doctors working in the hospital, researchers in the medical campus, and manufacturers in the industrial park among others. There will be an open space corridor for animals which will act as a tourist attraction site.

University science and technology parks will promote innovations and advanced research in higher learning institutions to viable commercial products. In our universities set up today researchers and students come up with products that never reach the market. We have a system of what is made in the university stays in the university. Our current institutions do not have the mind of translating this knowledge to the market. They say it is for educational purposes and that these products should just remain in the institutions. As a result we suffer from lack of productivity in the country and we end up importing simple staff that is easily done by our students. This creates a huge gap between the education system and the industries. Students who do great innovation in the institutions graduate only to go back to their communities jobless.

STPs will provide resources such as incubators, telecommunication hubs, programs and collaborative activities among others. This will create a favorable environment for innovations and commercialization of the research products. We will also provide avenues where students will be able to interact with people from different professions. In these forums students will have an opportunity to meet prospective employers and also get to learn how to commercialize their products. Employers will also get a chance to meet and interact with their potential employees. Staffs, who will create market, execute patenting and licensing of new discoveries and innovations will receive rewards in form of brevis.

With all the above projects UBRICA’s future is definitely something we all look forward to. The projects will bring about global health, efficiency and effectiveness in business transaction by use of Ubricoin, innovations in science and technology, employment opportunities, market of products and services availability for our clients and much more. This future has already begun. Do not be left out, be part of this great revolution.

 

AUTHOR,

Caroline Muthoni Ndigirigi.